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    <title>Liber8&#174; Economic Information Newsletter by the St. Louis Fed Research Library</title>
    <link>http://liber8.stlouisfed.org/newsletter/index.html</link>
    <description>The Liber8 Newsletter is published 9 times a year, January through May and August through November. The newsletter is a selection of useful economic information, articles, data, and websites compiled by the librarians of the Federal Reserve Bank of St. Louis Research Library.</description>
    <language>en-us</language>
    <ttl>30</ttl>
    <copyright>Copyright 2008 Federal Reserve Bank of St. Louis</copyright>
    <webMaster>webmaster@research.stlouisfed.org</webMaster>
    <pubDate>Fri, 01 May 2009 08:56:05 CDT</pubDate>
    <lastBuildDate>Fri, 01 May 2009 08:56:05 CDT</lastBuildDate>
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    <item>
      <title>May 2009 - A Crack in the Nest Egg:  Are Americans Doing Enough to Save for Retirement?</title>
      <link>http://liber8.stlouisfed.org/newsletter/2009/200905.pdf</link>
      <description>Before the current recession, soaring stock prices and housing values made many Americans feel well off, and thus many were lax in saving for retirement. The current financial market downturn has erased much of the previous gains, leaving many workers unprepared for retirement.  May's Liber8 economic information newsletter—"A Crack in the Nest Egg: Are Americans Doing Enough to Save for Retirement?"—will help you gauge how prepared you are for the golden years.</description>
      <pubDate>Fri, 01 May 2009 08:56:05 CDT</pubDate>
    </item>
    <item>
      <title>April 2009 - What Does Foreclosure Entail?</title>
      <link>http://liber8.stlouisfed.org/newsletter/2009/200904.pdf</link>
      <description>Mortgage foreclosure filings in January 2009—more than 274,000—were 18 percent higher than in January 2008. The FDIC estimates that an additional 4 to 5 million mortgages could enter foreclosure over the next two years. How did this happen, and what can be done to improve the situation? The April 2009 Liber8 newsletter, "What Does Foreclosure Entail?", offers some insights and further resources on the foreclosure situation.</description>
      <pubDate>Wed, 01 Apr 2009 10:45:08 CDT</pubDate>
    </item>
    <item>
      <title>March 2009 - What's Under the Tarp?</title>
      <link>http://liber8.stlouisfed.org/newsletter/2009/200903.pdf</link>
      <description>The new economic terms and programs—from TARP to TALF to COP—are important, but  trying to keep track of it all can make your head spin. Read the March 2009 Liber8 newsletter "What's Under the TARP?" for a clear, concise explanation of the Treasury's Troubled Asset Relief Program designed to help alleviate the nation’s financial crisis.</description>
      <pubDate>Mon, 02 Mar 2009 09:15:54 CST</pubDate>
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    <item>
      <title>February 2009 - What  is a Recession?</title>
      <link>http://liber8.stlouisfed.org/newsletter/2009/200902.pdf</link>
      <description>The past year has seen much debate about whether the United States is officially in (or not in) a recession (it is). But just what is a recession? Who decides that fact and how? Or, in other words, what actually makes a recession a recession?  Read the February 2009 Liber8 newsletter for all the details.</description>
      <pubDate>Mon, 02 Feb 2009 09:49:12 CST</pubDate>
    </item>
    <item>
      <title>January 2009 - Season’s Greetings and Seasonal Adjustments</title>
      <link>http://liber8.stlouisfed.org/newsletter/2009/200901.pdf</link>
      <description>Have you every wondered what the term "seasonally adjusted" means in relation to economic data? What does the change of seasons have to do with economics? The January 2009 Liber8 newsletter "Season's Greetings and Seasonal Adjustment" explains the term and shows its effect on economic data.</description>
      <pubDate>Mon, 05 Jan 2009 13:26:10 CST</pubDate>
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