National Research Articles Archive
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"Are We Saving Enough? Households and Retirement" (PDF)
By Doug Campbell and John A. Weinberg
Federal Reserve Bank of Richmond Annual Report, 2007.
"A Brief History of Central Banks" (PDF)
by Michael Bordo
Federal Reserve Bank of Cleveland Economic Commentary, December 2007.
"The Case for Loan Modification"
by Sheila C. Bair
Federal Deposit Insurance Corporation, December 6, 2007.
"What Do You Get for 'Sixteen Tons'?" (PDF)
By Cletus Coughlin and Leslie Ott
Federal Reserve Bank of St. Louis National Economic Trends, December, 2007.
"Immigrants in the United States 2007: A Profile of America's Foreign-Born Population" (PDF)
By Steven A. Camarota
The Center for Immigration Studies, November 29, 2007.
"Union Membership"
By Yoonsoo Lee and Beth Mowry
Federal Reserve Bank of Cleveland Economic Trends Economic Activity, November 9, 2007.
"Labor Force Participation and the Prospects for U.S. Growth"
By Mary Daly and Tali Regev
Federal Reserve Bank of San Francisco FRBSF Economic Letter, 2007-33, November 2, 2007.
"Foreclosure Prevention" (MP3 7:01)
Federal Reserve Bank of Atlanta Financial Update Focus, November 2007.
"The Fiscal Impacts of College Attainment" (PDF)
By Philip A. Trostel
Federal Reserve Bank of Boston New England Public Policy Center Working Paper No. 07-2, November 2007.
"Do Loans Increase College Access and Choice? Examining the Introduction of Universal Student Loans" (PDF)
By Bridget Terry Long
Federal Reserve Bank of Boston New England Public Policy Center Working Paper No. 07-1, November 2007.
"The Role of Securitization in Mortgage Lending" (PDF)
By Richard J. Rosen
Federal Reserve Bank of Chicago Chicago Fed Letter, Number 244, November 2007.
"The Rise and Fall of Subprime Mortgages"
By Danielle DiMartino and John V. Duca
Federal Reserve Bank of Dallas Economic Letter-Insights from the Federal Reserve Bank of Dallas, Vol. 2, No. 11, November 2007.
"Is there a Consumer in the House?"
By Ronald A. Wirtz
Federal Reserve Bank of Minneapolis fedgazette, November 2007.
"Through the Maze, Darkly"
By Ronald A. Wirtz
Federal Reserve Bank of Minneapolis fedgazette, November 2007.
"Sticky Prices: Why Firms Hesitate to Adjust the Price of Their Goods"
By Pinelopi Goldberg and Rebecca Hellerstein
Federal Reserve Bank of New York Current Issues in Economics and Finance, Vol. 13, No. 10, November 2007.
"What Are the Chances?" (PDF)
By Kristie M. Engemann and Michael T. Owyang
Federal Reserve Bank of St. Louis National Economic Trends, November 2007.
"Soaring Oil Prices Dominate Energy Markets"
By Stephen P. Brown and Raghav Virmani
Federal Reserve Bank of Dallas Quarterly Energy Update, Fourth Quarter 2007.
"Do African Americans Prefer to Live in Segregated Communities?" (PDF)
By Bob DeFina
Federal Reserve Bank of Philadelphia Business Review, Fourth Quarter 2007.
"Jumbo Mortgages and Mortgage Market Conditions"
By Andrea Pescatori and Michael Shenk
Federal Reserve Bank of Cleveland Economic Trends Economic Activity, October 29, 2007.
"Asset Price Bubbles"
By Kevin J. Lansing
Federal Reserve Bank of San Francisco FRBSF Economic Letter, 2007-32, October 26, 2007.
"Pricing Puzzle"
By Doug Campbell
Federal Reserve Bank of Richmond Region Focus Weekly Update, October 24, 2007.
"Corporate Access to External Financing"
By Jose A. Lopez
Federal Reserve Bank of San Francisco FRBSF Economic Letter, 2007-31, October 19, 2007.
"Minding the Gap"
By Kevin Bryan
Federal Reserve Bank of Richmond Region Focus Weekly Update, October 17, 2007.
"Whose part is it?—Measuring Domestic Content of Vehicles" (PDF)
By Thomas H. Klier and James M. Rubenstein
Federal Reserve Bank of Chicago Fed Letter, Number 243, October 2007.
"What's Driving Gasoline Prices?"
By Stephen P. A. Brown and Raghav Virmani
Federal Reserve Bank of Dallas Economic Letter, Vol. 2, No. 10, October 2007.
"Emerging Payments: Success depends on ability to control threats, misuse" (PDF)
By Brye Steeves
Federal Reserve Bank of Kansas City Ten, Fall 2007.
"Housing, Housing Finance, and Monetary Policy" (PDF)
An introduction to the 2007 Economic Policy Symposium, Jackson Hole, Wyoming, August 30 - September 1, 2007
By Brye Steeves
Federal Reserve Bank of Kansas City Ten, Fall 2007.
"ACORN Seeks Affordability in Loan Modifications"
By Keith L. Rolland
Federal Reserve Bank of Philadelphia Cascade, No. 66, Fall 2007.
"Nonprofits Help Freddie Mac and Servicers Reach Borrowers"
By Keith L. Rolland
Federal Reserve Bank of Philadelphia Cascade, No. 66, Fall 2007.
"Servicer-Funded Counseling: A Resource for Homeowners"
By Keith L. Rolland
Federal Reserve Bank of Philadelphia Cascade, No. 66, Fall 2007.
"Economics 101"
By Doug Campbell
Federal Reserve Bank of Richmond Region Focus Weekly Update, September 5, 2007.
"Transitions: The State of the Automotive Industry—A Summary" (PDF)
By William A. Strauss and Emily A. Engel
Federal Reserve Bank of Chicago Chicago Fed Letter, Number 242a, September 2007.
"Measuring Community College Performance" (PDF)
By Brian Fabes Richard H. Mattoon
Federal Reserve Bank of Chicago Chicago Fed Letter, Number 242, September 2007.
"The 'Great Moderation' in Output and Employment Volatility: An Update"
By Evan F. Koenig and Nicole Ball
Federal Reserve Bank of Dallas Economic Letter-Insights from the Federal Reserve Bank of Dallas, Vol. 2, No. 9, September 2007.
"Can Social Security Survive the Baby Boomers?" (PDF)
By Craig P. Aubuchon and David C. Wheelock
Federal Reserve Bank of St. Louis National Economic Trends, September 2007.
"Changing Productivity Trends"
By Bharat Trehan
Federal Reserve Bank of San Francisco Economic Letter, 2007-25, August 31, 2007.
"Coming to America"
By Ernie Siciliano
Federal Reserve Bank of Richmond Region Focus Weekly Update, August 29, 2007.
"Hedge Fund Investors More Rational Than Rash"
By Jeffery W.Gunther and Anna Zhang
Federal Reserve Bank of Dallas Economic Letter-Insights from the Federal Reserve Bank of Dallas, Vol. 2, No. 8, August 2007.
"U.S. Exporters: A Rare Breed" (PDF)
By Rubén Hernández-Murillo
Federal Reserve Bank of St. Louis National Economic Trends, August 2007 .
"The Past, Present, and Future of Futures"
By Shalini Patel
Federal Reserve Bank of Atlanta EconSouth, Vol. 9, No. 3, Third Quarter 2007.
"Issues facing state and local government pensions" (PDF)
By Richard H. Mattoon
Federal Reserve Bank of Chicago Economic Perspectives, Third Quarter 2007.
"SpotLight: Regional Labor Force Growth Mix of Native, Immigrant Workers Varies"
By Pia M. Orrenius and Michael Nicholson
Federal Reserve Bank of Dallas Southwest Economy, Issue 4, July/August 2007.
"Don't Bet the House"
By Frank S. Alexander
Federal Reserve Bank of Atlanta Partners in Community and Economic Development, Volume 17, Number 2, 2007.
"Is Bankruptcy Reform Legislation Working?"
By Lisa Easterwood
Federal Reserve Bank of Atlanta Partners in Community and Economic Development, Volume 17, Number 2, 2007.
"Predatory Lending and the Military"
By Michael Milner
Federal Reserve Bank of Atlanta Partners in Community and Economic Development, Volume 17, Number 2, 2007.
"Broadband Bandwagon"
By Ernie Siciliano
Federal Reserve Bank of Richmond Region Focus Weekly Update, July 25, 2007.
"House Prices and Monetary Policy"
By Charles I. Plosser
Federal Reserve Bank of Philadelphia European Economics and Financial Centre Distinguished Speakers Series, July 11, 2007.
"Ad Intervention"
By Vanessa Sumo
Federal Reserve Bank of Richmond Region Focus Weekly Update, July 11, 2007.
"Are Mobile Payments the Smart Cards of the Aughts?" (PDF)
By Katy Jacob
Federal Reserve Bank of Chicago Chicago Fed Letter, No. 240, July 2007.
"What's Really Happening in Housing Markets?"
By Morris A. Davis, François Ortalo-Magné, and Peter Rupert
Federal Reserve Bank of Cleveland Economic Commentary, July 2007.
"Inflation Disconnect?" (PDF)
By Riccardo DiCecio
Federal Reserve Bank of St. Louis Monetary Trends, July 2007.
"As Boomers Slow Down, So Might the Economy"
By Kevin L. Kliesen
Federal Reserve Bank of St. Louis The Regional Economist, July 2007.
"Why Do Gasoline Prices React to Things That Have Not Happened?"
By William Emmons and Christopher J. Neely
Federal Reserve Bank of St. Louis The Regional Economist, July 2007.
"Industrial Loan Companies Come Out of the Shadows"
By Michelle Clark Neely
Federal Reserve Bank of St. Louis The Regional Economist, July 2007.
"Collecting Consumer Debt in America" (PDF)
By Bob Hunt
Federal Reserve Bank of Philadelphia Business Review, 2nd Quarter 2007.
"The Narrowing of the Male-Female Wage Gap"
By Mark Doms and Ethan Lewis
Federal Reserve Bank of San Francisco Economic Letter, 2007-17, June 29, 2007.
"Consumer credit reports"
Testimony of Sandra Braunstein, Director, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System
Before the Committee on Financial Services, U.S. House of Representatives June 19, 2007.
"House Prices and Subprime Mortgage Delinquencies"
By Mark Doms, Frederick Furlong, and John Krainer
Federal Reserve Bank of San Francisco Economic Letter, 2007-14, June 8, 2007.
"The Pain of Obesity"
By Betty Joyce Nash
Federal Reserve Bank of Richmond Region Focus Weekly Update, June 6, 2007.
"The Baseball Economist: The Real Game Exposed By J. C. Bradbury"
Reviewed by David Fettig
Federal Reserve Bank of Minneapolis The Region, June 2007.
"Employee Ownership: Economic Miracle or ESOPs Fable?"
By Ronald A. Wirtz
Federal Reserve Bank of Minneapolis The Region, June 2007.
"What Is Subprime Lending?" (PDF)
By Rajdeep Sengupta and William R. Emmons
Federal Reserve Bank of St. Louis Monetary Trends, June 2007.
"Look Who's Still Working Now" (PDF)
By Kristie M. Engemann and Michael T. Owyang
Federal Reserve Bank of St. Louis National Economic Trends, June 2007.
"Anxious Workers" (PDF)
By Rob Valletta
Federal Reserve Bank of San Francisco Economic Letter, Number 2007-13, June 1, 2007.
"Calling in Cash: Payments and mobile devices merge to offer speed, ease and a big 'wow'" (PDF)
By Brye Steeves
Federal Reserve Bank of Kansas City Ten, Summer 2007.
"Labor of Love: Income paid to workers falls while corporate profits surge" (PDF)
By Brye Steeves
Federal Reserve Bank of Kansas City Ten, Summer 2007.
"The Youngest Baby Boomers' Experience in the Labor Market"
By Murat Tasci and Laura Kleinhenz
Federal Reserve Bank of Cleveland Economic Trends, May 25, 2007.
"College Choices"
By Vanessa Sumo
Federal Reserve Bank of Richmond Region Focus Weekly Update, May 23, 2007.
"The Subprime Mortgage Market"
Remarks by Chairman Ben S. Bernanke
Excerpts from the Federal Reserve Bank of Chicago's 43rd Annual Conference on Bank Structure and Competition, Chicago, Illinois, May 17, 2007.
"Symbols on American Money"
By Stephen L. Goldsmith
Federal Reserve Bank of Philadelphia, based on a lecture given by the author on May 22, 2007.
"A Forum on Medicaid and State Budgets: A summary" (PDF)
By Richard H. Mattoon
Federal Reserve Bank of Chicago Chicago Fed Letter, Number 238a, May 2007.
"Comparing the Prime and Subprime Mortgage Markets" (PDF)
By Sumit Agarwal, and Calvin T. Ho
Federal Reserve Bank of Chicago Chicago Fed Letter, Number 241, May 2007.
"Gift Cards - Facts and Cautions Regarding a Widely Used Financial Product" (PDF)
By Helen Mirza
Federal Reserve Bank of Chicago Profitwise News and Views Special Edition, May 2007 Issue.
"Women at Work: A Progress Report"
By W. Michael Cox and Richard Alm
Federal Reserve Bank of Dallas Economic Letter, May 2007.
"How Worrisome Is a Negative Saving Rate?"
By Charles Steindel
Federal Reserve Bank of New York Current Issues in Economics and Finance, Volume 13, Number 4, May 2007.
"Recession Rumblings" (PDF)
By Kevin L. Kliesen
Federal Reserve Bank of St. Louis National Economic Trends, May 2007.
"The Role of Small and Large Businesses in Economic Development" (PDF)
By Kelly Edmiston
Federal Reserve Bank of Kansas City Economic Review, Second Quarter 2007.
"Home Prices"
By Andrea Pescatori and Bethany Tinlin
Federal Reserve Bank of Cleveland Economic Trends, April 12, 2007.
"Pandemic Preparations"
By Doug Campbell
Federal Reserve Bank of Richmond Region Focus Weekly Update, April 11, 2007.
"The Economy in Perspective: Homeownership at Any Price"
By Mark S. Sniderman
Federal Reserve Bank of Cleveland Economic Trends, April 10, 2007.
"Will Fast Productivity Growth Persist?" (PDF)
By John Fernald, David Thipphavong, and Bharat Trehan
Federal Reserve Bank of San Francisco FRBSF Economic Letter, Number 2007-09, April 6, 2007.
"Subprime Statistics"
By Tim Dunne and Brent Meyer
Federal Reserve Bank of Cleveland Economic Trends, April 5, 2007.
"The Changing Value of Education" (PDF)
By Lisa Barrow and Cecilia Elena Rouse
Federal Reserve Bank of Chicago Chicago Fed Letter, Number 237, April 2007.
"Chicago Workshop on Black-White Inequality: A summary" (PDF)
By Derek A. Neal
Federal Reserve Bank of Chicago Chicago Fed Letter, Number 237a, April 2007.
"U.S. Ethnic Scientists and Entrepreneurs" (PDF)
By William R. Kerr
Federal Reserve Bank of Cleveland Economic Commentary, April 1, 2007.
"Fiscal Fitness: The U.S. Budget Deficit's Uncertain Prospects"
By Jason L. Saving
Federal Reserve Bank of Dallas Economic Letter-Insights from the Federal Reserve Bank of Dallas, Vol. 2, No. 4, April 2007.
"Energy Prices: In the Mix or Swept Under the Rug?" (PDF)
By James B. Bullard and Geetanjali Pande
Federal Reserve Bank of St. Louis National Economic Trends, April 2007.
"Housing Slump Could Lean Heavily on Economy" (PDF)
By David C. Wheelock
Federal Reserve Bank of St. Louis The Regional Economist, April 2007.
"The Great Moderation in Economic Volatility: A View from the States" (PDF)
By Gerald A. Carlino
Federal Reserve Bank of Philadelphia Business Review, First Quarter 2007.
"The Macroeconomics of Oil Shocks" (PDF)
By Keith Sill
Federal Reserve Bank of Philadelphia Business Review, First Quarter 2007.
"Minimum Wage Earners"
By Murat Tasci and Cara Stepanczuk
Federal Reserve Bank of Cleveland Economic Trends, March 30, 2007.
"Women in the Workforce"
By Peter Rupert and Cara Stepanczuk
Federal Reserve Bank of Cleveland Economic Trends, March 15, 2007.
"Vive la Différence"
By Evan F. Koenig
Federal Reserve Bank of Dallas National Economic Update, March 2007.
"How Well Do Wages Follow Productivity Growth?" (PDF)
By Richard G. Anderson
Federal Reserve Bank of St. Louis National Economic Trends, March 2007.
"Marriage and Divorce: Changes and their Driving Forces" (PDF)
By Betsey Stevenson and Justin Wolfers
Federal Reserve Bank of San Francisco Working Paper Series, No. 2007-03, February 2007.
"U. S. Saving"
By William Poole
Federal Reserve Bank of St. Louis, Speech at the CFA Society of Nebraska, Omaha, Nebraska, February 15, 2007.
"What's a Penny (or a Nickel) Really Worth?" (PDF)
By François R. Velde
Federal Reserve Bank of Chicago Chicago Fed Letter, February 2007, Number 235a.
"What Has Homeland Security Cost? An Assessment: 2001-2005" (PDF)
By Bart Hobijn and Erick Sager
Federal Reserve Bank of New York Current Issues in Economics and Finance, Volume 13, Number 2, February 2007.
"Can Ethanol Power the Rural Economy?" (PDF)
By Nancy Novack and Jason Henderson
Federal Reserve Bank of Kansas City Main Street Economist, Issue I, 2007.
"Explaining the Decline in Teen Labor Force Participation" (PDF)
By Daniel Aaronson, Kyung-Hong Park, and Daniel Sullivan
Federal Reserve Bank of Chicago Chicago Fed Letter, January 2007, No. 234.
"Barnyard Boon or Bust? The National Animal Identification System (NAIS)" (PDF)
By Michael R. Pakko
Federal Reserve Bank of St. Louis Regional Economist, January, 2007.
"The Taking of Prosperity? Kelo vs. New London and the Economics of Eminent Domain" (PDF)
By Thomas A. Garrett and Paul Rothstein
Federal Reserve Bank of St. Louis Regional Economist, January, 2007.
"Working Hard or Hardly Working? The Evolution of Leisure in the United States" (PDF)
By Kristie M. Engemann and Michael T. Owyang
Federal Reserve Bank of St. Louis Regional Economist, January, 2007.
"Bubble, Bubble, Toil, and Trouble" (PDF)
By Cabray L. Haines and Richard J. Rosen
Federal Reserve Bank of Chicago Economic Perspectives, 1st Quarter 2007.
"What Happened to the Gains From Strong Productivity Growth?" (PDF)
By Jonathan L. Willis and Julie Wroblewski
Federal Reserve Bank of Kansas City Economic Review, First Quarter 2007.
"The Health of Personal Savings: Rates are Low, but Might not be as Dire as Predicted" (PDF)
By Brye Steves
Federal Reserve Bank of Kansas City Ten, Winter 2007.
"Changes in Family Finances" (PDF)
By Marvin M. Smith
Federal Reserve Bank of Philadelphia Cascade, No. 64, Winter 2007.
"Bad Luck or Bad Policy?" (PDF)
By Vanessa Sumo
Federal Reserve Bank of Richmond Region Focus, Winter 2007.
"Bringing in the Unbanked" (PDF)
By Vanessa Sumo
Federal Reserve Bank of Richmond Region Focus, Winter 2007.
"Midlife Medicare" (PDF)
By Betty Joyce Nash
Federal Reserve Bank of Richmond Region Focus, Winter 2007.
"Opt In or Opt Out?" (PDF)
By Betty Joyce Nash
Federal Reserve Bank of Richmond Region Focus, Winter 2007.
"Options on the Outs" (PDF)
By Doug Campbell
Federal Reserve Bank of Richmond Region Focus, Winter 2007.
"Phoning It In" (PDF)
By Charles Gerena
Federal Reserve Bank of Richmond Region Focus, Winter 2007.
"The Boston Fed Study of Consumer Behavior and Payment Choice: A Survey of Federal Reserve System Employees"
By Marques Benton, Krista Blair, Marianne Crowe, and Scott Schuh
Federal Reserve Bank of Boston Boston Fed Public Policy Discussion Paper, Number 07-1.
