National Research Articles Archive
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"Cash Counts" (PDF)
Federal Reserve Bank of San Francisco Annual Report, 2006.
"Mortgage Innovation and Consumer Choice" (PDF)
By John Krainer
Federal Reserve Bank of San Francisco FRBSF Economic Letter, No. 2006-38, December 29, 2006.
"The Mystery of Falling State Corporate Income Taxes" (PDF)
By Daniel Wilson
Federal Reserve Bank of San Francisco FRBSF Economic Letter, 2006-35, December 8, 2006.
"Economic Inequality in the United States" (PDF)
By Janet L. Yellen
Federal Reserve Bank of San Francisco FRBSF Economic Letter, 2006-33-34, December 1, 2006.
"EITC Boosts Local Economies"
By John N. Haskell
Federal Reserve Bank of Atlanta Partners in Community and Economic Development, Vol. 16, No. 3, 2006.
"Split Refunds Link Tax Time to Savings"
By Jessica LeVeen Farr
Federal Reserve Bank of Atlanta Partners in Community and Economic Development, Vol. 16, No. 3, 2006.
"Nontraditional Mortgages: Appealing but Misunderstood" (PDF)
By Shirley Chiu
Federal Reserve Bank of Chicago Profitwise News and Views Special Edition, December, 2006.
"Through a Glass, Darkly: How Data Revisions Complicate Monetary Policy"
By Evan F. Koenig
Federal Reserve Bank of Dallas Economic Letter-Insights from the Federal Reserve Bank of Dallas, Vol. 1, No. 12, December 2006.
"Political Economy of State Homeland Security Grants" (PDF)
By Michael J. Dueker and Christopher J. Martinek
Federal Reserve Bank of St. Louis National Economic Trends, December, 2006.
"An Appreciation of Milton Friedman: Champion of Economic Freedom" (PDF)
By Richard Fisher
Federal Reserve Bank of Dallas Southwest Economy, Issue 6, November/December 2006.
"Is a Recession Imminent?" (PDF)
By John Fernald and Bharat Trehan
Federal Reserve Bank of San Francisco FRBSF Economic Letter, 2006-32, November 24, 2006.
"Edifice Complex: Why Companies Pay Millions for the Naming Rights to Sports Facilities"
By Charles Gerena
Federal Reserve Bank of Richmond Region Focus Weekly Update, November 15, 2006.
"The Rise in Homeownership" (PDF)
By Mark Doms and Meryl Motika
Federal Reserve Bank of San Francisco FRBSF Economic Letter, 2006-30, November 3, 2006.
"The Anatomy of an Oil Price Shock" (PDF)
By Eric O'N. Fisher and Kathryn G. Marshall
Federal Reserve Bank of Cleveland Economic Commentary, November 2006.
"Making Sense of the U.S. Housing Slowdown" (PDF)
By John V. Duca
Federal Reserve Bank of Dallas Economic Letter, November 2006, Vol. 1, No. 11.
"Book Smart on Poverty"
By Ronald A. Wirtz
Federal Reserve Bank of Minneapolis fedgazette, November 2006.
"Excuse me, which way is up? Is America Still the Land of Economic Opportunity and Mobility, Especially for the Poor?"
By Ronald A. Wirtz
Federal Reserve Bank of Minneapolis fedgazette, November 2006.
"The Myriad, Changing Faces of Poverty: Is Poverty Getting Better or Worse? Yes"
By Ronald A. Wirtz
Federal Reserve Bank of Minneapolis fedgazette, November 2006.
"One for the Ages"
By Ronald A. Wirtz
Federal Reserve Bank of Minneapolis fedgazette, November 2006.
"Poor by What Standard? The Poverty Line is not as Clear-cut as it Appears"
By Ronald A. Wirtz
Federal Reserve Bank of Minneapolis fedgazette, November 2006.
"Are Two Employment Surveys Better than One?" (PDF)
By Kevin L. Kliesen
Federal Reserve Bank of St. Louis National Economic Trends, November, 2006.
"The Connection Between Poverty and the Economy"
By Rob Grunewald
Federal Reserve Bank of Minneapolis fedgazette, November 2006.
"Housing, Energy Loom Large in '07"
By John Robertson
Federal Reserve Bank of Atlanta Outlook issue of EconSouth, Fourth Quarter 2006.
"When Things Don't Add Up"
By John Robertson
Federal Reserve Bank of Atlanta Outlook issue of EconSouth, Fourth Quarter 2006.
"Middle-Income Tax Rates: Trends and Prospects" (PDF)
By Troy A. Davig and C. Alan Garner
Federal Reserve Bank of Kansas City Economic Review, Fourth Quarter, 2006.
"The Energy Debate: Is Ethanol the Answer?"
By Sarah Dougherty and Ed English
Federal Reserve Bank of Atlanta Econ South, Volume 8, Number 3, Third Quarter 2006.
"What Are the Risks to the United States of a Current Account Reversal?" (PDF)
By Diego Valderrama
Federal Reserve Bank of San Francisco Economic Letter, 2006-29, October 27, 2006.
"Understanding Unemployment" (PDF)
By Guillaume Rocheteau
Federal Reserve Bank of Cleveland Economic Commentary, October 15, 2006.
"Developments and Innovations in Real Estate Markets: A conference summary" (PDF)
By Cabray L. Haines
Federal Reserve Bank of Chicago Chicago Fed Letter, October 2006, #231a.
"Consumption Trends of the U.S. Hispanic Population from 1980-2003" (PDF)
By Lori Timmins
Federal Reserve Bank of Chicago Profitwise News and Views, October 2006 Special Edition.
"Recent Developments in Credit Scoring: A Summary" (PDF)
By Marvin M. Smith
Federal Reserve Bank of Philadelphia Symposium, October 2006.
"Are Investors More Risk-Averse During Recessions?" (PDF)
By Hui Guo
Federal Reserve Bank of St. Louis Monetary Trends, October 2006.
"Adding Up the Economic Effects of Immigration" (PDF)
By Rubén Hernández-Murillo
Federal Reserve Bank of St. Louis The Regional Economist, October 2006.
"Electricity: The Next Energy Jolt?" (PDF)
By Kevin L. Kliesen
Federal Reserve Bank of St. Louis The Regional Economist, October 2006.
"Income Inequality: Time for Predatory Lending Laws?" (PDF)
By Yuliya Demyanyk
Federal Reserve Bank of St. Louis The Regional Economist, October 2006.
"Recent Trends in Homeownership" (PDF)
By Carlos Garriga, William T. Gavin, and Don Schlagenhauf
Federal Reserve Bank of St. Louis Review, September/October 2006, Vol. 88, No. 5.
"Campus Plastic: College Students Cope with Unsecured Debt" (PDF)
By Betty Joyce Nash
Federal Reserve Bank of Richmond Region Focus, Fall 2006.
"Charging Toward Rewards: Issuers Offer Cardholders Incentives to Entice Loyalty" (PDF)
By Brye Steeves
Federal Reserve Bank of Kansas City Ten, Fall 2006.
"The Hidden Economy of Nonprofits"
By Ronald A. Wirtz
Federal Reserve Bank of Minneapolis The Region, September 2006.
"Barreling Down the Road to Recession?" (PDF)
By Kristie M. Engemann and Michael T. Owyang
Federal Reserve Bank of St. Louis National Economic Trends, September 2006.
"Health Insurance Costs and Declining Coverage"
By Tom Buchmueller and Rob Valletta
Federal Reserve Bank of San Francisco Economic Letter 2006-25, September 29, 2006.
"Inflation Targets and Inflation Expectations: Some Evidence from the Recent Oil Shocks" (PDF)
By Bharat Trehan
Federal Reserve Bank of San Francisco FRBSF Economic Letter, 2006-22; September 1, 2006.
"New Uses for New Macro Derivatives" (PDF)
By Justin Wolfers
Federal Reserve Bank of San Francisco FRBSF Economic Letter, 2006-21; August 25, 2006.
"Would an Inflation Target Help Anchor U.S. Inflation Expectations?" (PDF)
By Eric Swanson
Federal Reserve Bank of San Francisco FRBSF Economic Letter, 2006-20, August 11, 2006.
"Economy on cruise control through 2007" (PDF)
by William A. Strauss and Emily A. Engel
Federal Reserve Bank of Chicago Chicago Fed Letter, Number 229a, August 2006.
"The Supplier Industry in Transition—The New Geography of Auto Production" (PDF)
By Thomas H. Klier and James M.Rubenstein
Federal Reserve Bank of Chicago Chicago Fed Letter, Number 229b, August 2006.
"The Looming Challenge of the Alternative Minimum Tax"
By Alan D. Viard
Federal Reserve Bank of Dallas Economic Letter-Insights from the Federal Reserve Bank of Dallas, Vol. 1, No. 8 August 2006.
"Deficits, Debt, and Trust Funds" (PDF)
By Michael R. Pakko
Federal Reserve Bank of St. Louis National Economic Trends, August 2006.
"On the Economic Analysis of Smoking Bans" (PDF)
By Michael R. Pakko
Federal Reserve Bank of St. Louis Regional Economic Development, Volume 2, Number 2, 2006.
"Borrowing by U.S. Households" (PDF)
By John A.Weinberg
Federal Reserve Bank of Richmond Economic Quarterly, Summer 2006 Volume 92, Number 3.
"Bypassing Banks" (PDF)
By Aaron Steelman
Federal Reserve Bank of Richmond Region Focus, Summer 2006.
"Love, Money, and Marriage" (PDF)
By Doug Campbell
Federal Reserve Bank of Richmond Region Focus, Summer 2006.
"Productivity Postponed" (PDF)
By Vanessa Asumo
Federal Reserve Bank of Richmond Region Focus, Summer 2006.
"Economic Conditions and Monetary Policy" (PDF)
By Sandra Pianalto
Federal Reserve Bank of Cleveland Economic Commentary, July 2006.
"The Fed's Inflation Objective" (PDF)
By Daniel L. Thornton
Federal Reserve Bank of St. Louis Monetary Trends, July 2006.
"As Household Asset Values Rise, Should We Still Worry about the Saving Rate?" (PDF)
By William R. Emmons
Federal Reserve Bank of St. Louis Regional Economist, July 2006.
"Inflation's Economic Cost: How Large? How Certain?" (PDF)
By Richard G. Anderson
Federal Reserve Bank of St. Louis Regional Economist, July 2006.
"Survey Says Families Are Digging Deeper into Debt" (PDF)
By Kevin L. Kliesen
Federal Reserve Bank of St. Louis Regional Economist, July 2006.
"License to deal: Regulation in the mortgage broker industry"
By Christopher W. Backley, Jeffrey M. Niblack, Cynthia J. Pahl, Terrence C. Risbey, and Jeff Vockrodt
Federal Reserve Bank of Minneapolis Community Dividend, 2006 Issue No. 3.
"Parsing Recent Inflation Data"
By Jim Dolmas
Federal Reserve Bank of Dallas Expand Your Insight, June 23, 2006.
"Household energy expenditures, 1982-2005" (PDF)
by David B. Cashin and Leslie McGranahan
Federal Reserve Bank of Chicago Chicago Fed Letter, June 2006, #227.
"The Economy in Perspective" (PDF)
By Mark Sniderman
ederal Reserve Bank of Cleveland Economic Trends, June 2006.
"The Cost of Kelo"
By Art Rolnick and Phil Davies
Federal Reserve Bank of Minneapolis, The Region, June 2006.
"Gas-Price Inflation" (PDF)
By Riccardo DiCecio
Federal Reserve Bank of St. Louis Monetary Trends, June 2006.
"Putting U.S. Manufacturing in Perspective"
By John C. Robertson
Federal Reserve Bank of Atlanta EconSouth, Second Quarter 2006.
"A New Perspective on Rising Nonbusiness Bankruptcy Filing Rates: Analyzing the Regional Factors" (PDF)
By Kelly D. Edmiston
Federal Reserve Bank of Kansas City Economic Review, Second Quarter 2006.
"Should the Decline in the Personal Saving Rate Be a Cause for Concern?" (PDF)
By C. Alan Garner
Federal Reserve Bank of Kansas City Economic Review, Second Quarter 2006.
"Changes in the Use of Electronic Means of Payment: 1995-2004" (PDF)
By Loretta Mester
Federal Reserve Bank of Philadelphia Business Review, Second Quarter 2006.
"Is Technology Raising Demand for Skills, or Are Skills Raising Demand for Technology?" (PDF)
By Ethan Lewis
Federal Reserve Bank of Philadelphia Business Review, Second Quarter 2006.
"State and Local Government Public Pension Forum: A conference summary" (PDF)
By Richard H. Mattoon
Federal Reserve Bank of Chicago Chicago Fed Letter, Number 226a, May 2006.
"The U.S. auto supplier industry in transition"
By Thomas H. Klier and James M. Rubenstein
Federal Reserve Bank of Chicago, Chicago Fed Letter, Number 226a, May 2006.
"Financial Access for Immigrants: Lessons from Diverse Perspectives" (PDF)
By Anna Paulson, Audrey Singer, Robin Newberger, and Jeremy Smith
A joint project of the Federal Reserve Bank of Chicago's Center for the Study of Financial Access for Immigrants and The Brookings Institution Metropolitan Policy Program, May 2006.
"Payments Fraud: Consumer Considerations" (PDF)
By Terri Bradford and Bruce Cundiff
Federal Reserve Bank of Kansas City Payment System Research Briefing, May 2006.
"Gasping over GASB: Post-retirement health benefits could bring a shock to governments, retirees"
By Ronald A. Wirtz
Federal Reserve Bank of Minneapolis fedgazette, May 2006.
"Pension deficit disorder: Local and state public pensions are trying to get traction on a slippery funding slope"
By Ronald A. Wirtz
Federal Reserve Bank of Minneapolis fedgazette, May 2006.
"Cross-Country Personal Saving Rates" (PDF)
By Massimo Guidolin and Elizabeth A. La Jeunesse
Federal Reserve Bank of St. Louis National Economic Trends, May 2006.
"Obesity: America's Economic Epidemic" (PDF)
By Jason Henderson and Sarah Low
Federal Reserve Bank of Kansas City The Main Street Economist, Volume 1, Issue II, 2006.
"The Benefit Bank: An Asset Building Tool"
By Janet Hamer
Federal Reserve Bank of Atlanta Partners in Community and Economic Development, Volume 16, Number 1, 2006.
"Credit Card Payments: Can Consumers Handle the Minimum?"
By Lisa Easterwood
Federal Reserve Bank of Atlanta Partners in Community and Economic Development, Volume 16, Number 1, 2006.
"Finances Count in Planning for Disaster"
By Nancy Montoya
Federal Reserve Bank of Atlanta Partners in Community and Economic Development, Volume 16, Number 1, 2006.
"Assessing the Impact of Job Loss on Workers and Firms" (PDF)
By Kristin F. Butcher and Kevin F. Hallock
Federal Reserve Bank of Chicago Chicago Fed Letter, Number 225a, April 2006.
"Bankruptcy - The New Law" (PDF)
By Helen Mirza
Federal Reserve Bank of Chicago Profitwise News and Views, April 2006.
"The Impact of Poverty on the Location of Financial Establishments: Evidence from Across-County Data" (PDF)
By Robin Newberger and T. Lynn Riggs
Federal Reserve Bank of Chicago Profitwise News and Views, April 2006.
"Goodbye to M3" (PDF)
By Edward Nelson
Federal Reserve Bank of St. Louis Monetary Trends, April 2006.
"Low Down Payments Boost Home Ownership: Movin' On Up"
By William T. Gavin
Federal Reserve Bank of St. Louis The Regional Economist, April 2006.
"Social Changes Lead Married Women into Labor Force"
By Kristie M. Engemann and Michael T. Owyang
Federal Reserve Bank of St. Louis The Regional Economist, April 2006.
"Social Security and Medicare: The Impending Fiscal Challenge" (PDF)
By Craig S. Hakkio and Elsiha J. Wiseman
Federal Reserve Bank of Kansas City Economic Review, First Quarter 2006.
"A Robust Rural Economy" (PDF)
By Jason Henderson
Federal Reserve Bank of Kansas City The Main Street Economist, 2006, Issue 1.
"Your House Just Doubled in Value? Don't Uncork the Champagne Just Yet!" (PDF)
By Wenli Li and Rui Yao
Federal Reserve Bank of Philadelphia Business Review, First Quarter 2006.
"Asset Building in Latino Families and Communities"
Federal Reserve Bank of Philadelphia Cascade, Spring 2006.
"The Benefits of Employer-Assisted Housing"
By Daniel Hoffman
Federal Reserve Bank of Philadelphia Cascade, Spring 2006.
"Educators Teach Children to Be Financially Savvy"
By Andrew Hill
Federal Reserve Bank of Philadelphia Cascade, Spring 2006.
"H&R Block Helps Customers Build Assets"
By John W. Thompson
Federal Reserve Bank of Philadelphia Cascade, Spring 2006.
"Maximizing Income For the Poor"
By Leslie Winder
Federal Reserve Bank of Philadelphia Cascade, Spring 2006.
"Parents Are Key to Youth IDAs"
Federal Reserve Bank of Philadelphia Cascade, Spring 2006.
"Refund Splitting Opens the Door to Asset Building"
By Jeff Zinsmeyer
Federal Reserve Bank of Philadelphia Cascade, Spring 2006.
"Fine-Tuning" (PDF)
By Vanessa Sumo
Federal Reserve Bank of Richmond Region Focus, Spring 2006.
"The Pay Divide" (PDF)
By Doug Campbell
Federal Reserve Bank of Richmond Region Focus, Spring 2006.
"Pensions Under Pressure" (PDF)
By Doug Campbell
Federal Reserve Bank of Richmond Region Focus, Spring 2006.
"100 Years of Bankruptcy: Why More Americans Than Ever Are Filing"
By Thomas A. Garrett
Federal Reserve Bank of St. Louis Bridges, Spring 2006.
"Income Taxes: Who Pays and How Much?" (PDF)
By Cletus Coughlin
Federal Reserve Bank of St. Louis National Economic Trends, March 2006.
"Alternative Education Finance Strategies" (PDF)
By Thomas J. Nechyba
Federal Reserve Bank of St. Louis Regional Economic Development, March 2006.
"School Accountability and Student Performance" (PDF)
By Eric A. Hanushek and Margaret E. Raymond
Federal Reserve Bank of St. Louis Regional Economic Development, March 2006.
"Are Banks Vulnerable to a Housing Bust?" (PDF)
By David C. Wheelock
Federal Reserve Bank of St. Louis Monetary Trends, February 2006.
"Identity Theft: Greater credit options have increased consumers' financial flexibility—and the ability of criminals to steal information" (PDF)
By Betty Joyce Nash
Federal Reserve Bank of Richmond Region Focus, Winter 2006.
"The Sheepskin Dividend: A college degree is still the best predictor of financial success, but that's not all..." (PDF)
By Betty Joyce Nash
Federal Reserve Bank of Richmond Region Focus, Winter 2006.
"Gauging the Size of Today's Price Shocks" (PDF)
By Kevin L. Kliesen
Federal Reserve Bank of St. Louis National Economic Trends, January 2006.
"Stop Paying More for Less: Ways to Boost Productivity in Higher Education"
By Thomas A. Garrett and William Poole
Federal Reserve Bank of St. Louis The Regional Economist, January 2006.
"What's in a Name? Reconciling Conflicting Evidence on Ethnic Names"
By Kristie M. Engemann and Michael T. Owyang
Federal Reserve Bank of St. Louis The Regional Economist, January 2006.
"Are We Engineering Ourselves out of Manufacturing Jobs?" (PDF)
By Mark Schweitzer and Saeed Zaman
Federal Reserve Bank of Cleveland Commentary, January 2006.
"Earned Income Tax Credit Campaign Urges Taxpayers to File for Unclaimed Refunds"
Federal Reserve Bank of Dallas E-Perspectives Online, 6(1), 2006.
"2006: A Year of Transition at the Federal Reserve"
By Janet Yellen
Federal Reserve Bank of San Francisco Economic Letter, 2006-01, January 27, 2006.
